As a builder or tradie in the construction industry, you know the risks that come with the job.
Injuries or accidents can happen unexpectedly, leaving you unable to work for weeks or even months. That’s why income insurance is crucial—it protects your livelihood and ensures you can still provide for yourself and your family if you’re unable to work.
Are You Properly Protected? Here’s a Checklist
To make sure you have the right coverage, here’s a quick checklist to run through:
Assess Your Risks
Consider the tasks you do daily. Are you working at heights? Operating heavy machinery? Identify all the potential risks in your line of work.
Choose the Right Type of Insurance
There are different types of coverage, including Income Protection, Life Insurance, and Total and Permanent Disability (TPD). Make sure you’re covered for all possible situations.
Check Waiting Periods
Understand the waiting periods for your income protection to kick in. The shorter the waiting period, the quicker you’ll get paid if you can’t work.
Review Your Coverage Amount
Ensure that your insurance policy covers enough of your income to keep you financially stable during recovery.
Understand Your Policy’s Terms
Read through the fine print. Understand what’s covered and what’s not, to avoid surprises when you need the support.
Get Expert Advice
It’s important to get personalised advice to tailor your insurance policy to your needs.
Agent for Life: Your TAG Preferred Supplier
If you’re a TAG member, Agent for Life is here to help. Specialising in Life Insurance, TPD, and Income Protection, they offer a personalised service and free policy advice to ensure you’re fully covered. Their team will help you navigate the complexities of insurance, so you can focus on your work without worrying about what happens if things go wrong.
Don’t Wait—Get Protected Today!
For a personal service and expert advice, reach out to Amanda at Agent for Life. She’ll make sure you’re protected, so you don’t miss out on income when it matters most.
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